Money guidance for sole traders and small limited companies, from business banking to Self Assessment.
34 articles in this category
BusinessMore small businesses fail from cash flow problems than from a lack of genuine profitability. That’s a striking fact, and an important one, because it means the numbers…
25 Sep 2026 · Business
BusinessIt’s an easy trap to fall into, particularly for sole traders. You start small, use your existing personal account for a few business transactions “just for now,” and…
16 Sep 2026 · Business
BusinessInvoice finance lets a business borrow against the value of unpaid invoices, receiving most of the cash upfront rather than waiting 30, 60 or 90 days for a…
6 Sep 2026 · Business
BusinessA lot of business budget get built once, in a burst of enthusiasm, then quietly abandoned within a few months once real life stops matching the neat spreadsheet.…
27 Aug 2026 · Business
BusinessThere's no universally "better" option between sole trader vs limited company status. What matters is matching the structure to your actual profit level, liability exposure, and willingness to…
17 Aug 2026 · Business
BusinessTo register a business in the UK, you first decide on a structure, sole trader, limited company or partnership, then register accordingly. Sole traders register with HMRC for…
7 Aug 2026 · Business
BusinessInvoice finance is a form of short-term business funding that allows UK businesses to release cash tied up in unpaid invoices rather than waiting 30, 60, or 90…
25 Jul 2026 · Business
BusinessFilling out a self-assessment tax return is one of those tasks that very few self-employed people in the UK actually enjoy, but the good news is that most…
11 Jul 2026 · Business
BusinessIf you're searching for the best business bank accounts for UK sole traders and SMEs, you've probably noticed the same thing a lot of small business owners run…
26 Jun 2026 · Business
BusinessThe scale of cost increases hitting UK small businesses in 2026 is real, well-documented, and not something that can be fully offset by cutting a few subscriptions or…
11 Jun 2026 · Business
BusinessRunning a small business is hard enough without tripping over the same financial pitfalls that catch out thousands of owners every year. Some of these mistakes are obvious…
1 May 2026 · Business
BusinessMixing personal and business finances is one of the most consistently costly habits in small business. It makes tax returns complicated and error-prone, makes business performance invisible, and…
23 Mar 2026 · Business
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