From first-time buyer deposits to remortgaging, understand how UK mortgages work and what affects the rate you are offered.
4 articles in this category
MortgagesRemortgaging is one of those financial moves that many homeowners eventually consider, yet often later than would have been ideal, frequently defaulting onto a lender’s standard variable rate…
22 Sep 2026 · Mortgages
MortgagesA fixed-rate mortgage keeps your interest rate, and therefore your monthly payment, the same for an agreed period, typically two to five years, providing payment certainty.
2 Sep 2026 · Mortgages
MortgagesThe reality of rising mortgage costs in the UK in 2026 is hitting a specific group of homeowners particularly hard: the estimated 1.8 million people whose fixed-rate deals…
2 Aug 2026 · Mortgages
MortgagesThe Bank of England had been steadily cutting interest rates through 2025, fixed mortgage rates were edging downward, and most forecasters were pencilling in at least two more…
7 Jun 2026 · Mortgages
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