About this product
Capital One UK specialises in cards for people with limited or damaged credit histories. Limits start low and can rise with good repayment behaviour.
Advantages
- Designed for people building or rebuilding credit
- Eligibility check before applying
- Credit-limit increases may be offered, subject to assessment
Things to consider
- Borrowing costs can be high; check your offered APR
- Credit-limit increases are not guaranteed
Regulation and protection
Authorised and regulated by the Financial Conduct Authority for consumer credit. Credit is subject to status and affordability checks.