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Best ISAs

Lifetime ISA

AJ Bell

About this product

AJ Bell is a FTSE-listed UK platform offering ISAs, Lifetime ISAs and SIPPs at mid-range charges. The Lifetime ISA adds a 25% government bonus on contributions up to £4,000 a year.

Advantages

  • 25% government bonus on eligible contributions up to £4,000 a year
  • Choice of funds, shares and ETFs

Things to consider

  • Normally a 25% government charge for non-qualifying withdrawals
  • Opening age 18–39; eligibility and investment risks apply

Regulation and protection

Authorised and regulated by the Financial Conduct Authority. FSCS cover of up to £85,000 applies if the firm fails, but not to investment losses.

Information is educational and may change. Confirm current rates, fees, eligibility and protection directly with the provider.