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Easy Finance Tips

Best Mortgage Lenders

Compare the true cost of a mortgage over the deal period, not the monthly payment alone. Arrangement fees, valuation fees and early repayment charges can outweigh a slightly lower rate.

What to compare

  • Initial rate and the deal length (two, five or ten years)
  • Product and arrangement fees, and whether you add them to the loan
  • The lender's standard variable rate once the deal ends
  • Early repayment charges and overpayment allowances
  • Maximum loan-to-value and how the lender assesses income

Providers in this comparison

11 of 11 providers shown

Halifax (Lloyds Banking Group)

Fixed-Rate Mortgage Range

Fixed-rate mortgage options with product-specific fees and eligibility.

Product fee
Depends on the product — check your mortgage illustration
Deal length
Fixed period depends on product

Nationwide Building Society

Fixed-Rate Mortgage Range

Fixed-rate mortgage options with offer-specific fees and overpayment terms.

Product fee
Depends on the product — check your mortgage illustration
Deal length
Fixed period depends on product

Skipton Building Society

First-Time Buyer Mortgage Range

First-time buyer options with product-specific deposit and affordability requirements.

Product fee
Depends on the product — check your mortgage illustration
Deal length
Depends on selected product

Barclays

Base Rate Tracker

Tracks Bank Rate plus a margin, with flexible exit terms.

Product fee
Depends on the product — check your mortgage illustration
Deal length
2 years or lifetime

Coventry Building Society

Offset Mortgage

Offsets your savings against the mortgage balance.

Product fee
Depends on the product — check your mortgage illustration
Deal length
2–5 years

Santander UK

Follow-on / Standard Variable Rate

Variable follow-on rate with no exit penalties but a high cost.

Product fee
No product fee for SVR or Follow-on Rate
Deal length
No fixed term

HSBC UK

2 Year Fixed Mortgage

Mainstream two-year fix from a global banking group.

Product fee
Typical product fee
Deal length
2 years

NatWest

5 Year Fixed Mortgage

Five-year fixed mortgage from a major high-street lender.

Product fee
Typical product fee
Deal length
5 years

Yorkshire Building Society

First-Time Buyer Mortgage

Mutual mortgage range with first-time buyer options.

Product fee
Typical product fee
Deal length
2 years

Leeds Building Society

Long-Term Fixed Mortgage

Longer fixed-rate option from an established mutual lender.

Product fee
Typical product fee
Deal length
5–10 years

HSBC UK

Mortgage Range

UK lender offering purchase and remortgage products across several terms.

Product fee
Varies by product
Deal length
Fixed and tracker options

Your side-by-side comparison

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Examples are educational, not personalised recommendations or live quotes. Confirm eligibility, current rates and fees directly with each provider.