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Easy Finance Tips

Personal Loans

Compare the representative APR, total repayable, term, early-settlement rules and eligibility rather than choosing by monthly payment alone.

What to compare

  • Representative APR and total amount repayable
  • Monthly payment and loan term
  • Early repayment or settlement terms
  • Eligibility and credit-search type

Providers in this comparison

2 of 2 providers shown

Nationwide Building Society

Personal Loan Range

Fixed-repayment loans for eligible Nationwide current-account, savings or mortgage customers.

Fees
No charge for overpayments or early settlement; interest applies
Typical term
1–7 years; up to 10 years for £10,000+ (conditions apply)

HSBC UK

Personal Loan Range

Personal loans with fixed repayments, amount-dependent terms and individual credit assessment.

Fees
No arrangement fee; free overpayments; full early settlement can include additional interest
Typical term
1–5 years up to £15,000; 1–8 years above £15,000

Your side-by-side comparison

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Examples are educational, not personalised recommendations or live quotes. Confirm eligibility, current rates and fees directly with each provider.