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24 results for “first-time buyer”

• ARTICLE

  First-Time Buyer’s Guide to Getting a Mortgage

  Getting your first mortgage involves navigating a process that can feel genuinely overwhelming, filled with unfamiliar terminology, multiple stages, and considerable paperwork. Understanding exactly what to expect

  
• ARTICLE

  First-Time Buyer Guide: How to Get on the Property Ladder

  In the UK, you're legally classified as a first-time buyer if you have never previously owned a residential property, either in the UK or abroad.

  
• ARTICLE

  The Benefits of Homebuyers Protection Insurance for UK First-Time Buyers

  Homebuyers protection insurance is a type of insurance policy that is designed to protect buyers from financial losses that may occur during the home buying process. It is specifically tailored…

  
• ARTICLE

  First-Time Home Buyers Guide to Mortgages

  Get professions tips and advice on securing a mortgage as a first-time home buyers in the UK. Learn about the different options and how to find the best deal.

  
• ARTICLE

  Leasehold vs Freehold: What Every Homebuyer in the UK Should Know

  Leasehold is a genuinely important distinction to understand before buying property in the UK — particularly for flats, where almost all properties are leasehold. Discovering a lease has 68 years…

  
• ARTICLE

  What Is Stamp Duty and When Do You Pay It?

  Stamp Duty surprises more first-time buyers than almost any other property cost. You've saved your deposit, secured your mortgage, and then discover there's another four-figure bill due at completion.

  
• ARTICLE

  Hidden Costs of Buying a Home Nobody Mentions

  Most first-time buyers focus heavily on saving their deposit, understandably, since it's typically the largest single sum involved. But the deposit is rarely the only significant cost in buying a…

  
• ARTICLE

  What Is Remortgaging and When to Do It?

  Remortgaging is one of those financial moves that many homeowners eventually consider, yet often later than would have been ideal, frequently defaulting onto a lender's standard variable rate simply through…

  
• ARTICLE

  What Is a Building Society and How Does It Differ?

  A building society is a mutual organisation, owned collectively by its members, essentially its customers. This means a building society's priority, at least in principle, is serving its members well…

  
• ARTICLE

  Fixed vs Variable Rate Mortgages Explained

  A fixed-rate mortgage keeps your interest rate, and therefore your monthly payment, the same for an agreed period, typically two to five years, providing payment certainty.

  
• ARTICLE

  How to Save for a House Deposit Faster

  Saving for a house deposit is one of those goals that can feel simultaneously urgent and impossibly distant, particularly as property prices and rental costs both continue to demand a…

  
• ARTICLE

  Best ISA Rates in the UK Right Now (2026 Update)

  The best ISA rates available in the UK right now are genuinely worth taking seriously, particularly with the cash ISA allowance set to shrink for most savers from 2027. Whether…

  
• ARTICLE

  What Not To Fix When Selling A House UK

  The truth is, you don't have to fix everything to make your home appealing to potential buyers. In this article, we'll discuss What Not To Fix When Selling A House…

  
• ARTICLE

  What Costs Are Involved in Buying a Home Beyond the Purchase Price?

  Buyers regularly discover significant additional costs at various stages of the purchase process, and being unprepared for them can derail otherwise well-planned transactions.

  
• ARTICLE

  How Much Deposit Do You Need for a Mortgage in the UK?

  The deposit question is more complex than "how much do I need to get a mortgage?" — the amount you save determines not just whether you can buy, but what…

  
• ARTICLE

  What Is Shared Ownership and Who Is It Actually For?

  Shared Ownership is one of the most misunderstood housing schemes in the UK. The name implies living with someone else, but that's not what it means. You live in the…

  
• ARTICLE

  How to Save for a House Deposit in the UK

  Saving for a house deposit is the largest short-to-medium-term financial goal most people will have. It's also more achievable than it feels if you approach it with the right structure…

  
• ARTICLE

  Why becoming a landlord is still a smart investment move

  Here, we provide some tips and pointers on why becoming a landlord is still a smart investment move in 2023.

  
• ARTICLE

  Top 10 Cities in the UK for Property Investment: A Guide for Investors

  Find out which cities in the UK offer the best investment opportunities in the property market. Read our expert analysis and take the first step towards a profitable investment.

  
• ARTICLE

  Remortgaging Guide: When, Why and How to Switch Your Deal

  If your remortgaging question right now is somewhere between "I know I should probably do something" and "I'm not sure where to start," you're in good company — around 1.8…

  
• ARTICLE

  When Will Mortgage Rates Go Down in the UK?

  In recent years, homebuyers and homeowners in the UK have been closely monitoring the mortgage market, asking the crucial question: when will mortgage rates go down? This article will explore…

  
• ARTICLE

  First-Time Buyer Guide: Buying Your First UK Home

  A step-by-step walk through buying your first home in the UK, covering deposits, mortgages, surveys and legal fees.

  
• ARTICLE

  How Much Deposit Do You Need for a House in the UK?

  What 5%, 10% and 20% deposits mean for your rate, your monthly payment and the total cost of borrowing.

  
• CATEGORY

  Mortgages

  From first-time buyer deposits to remortgaging, understand how UK mortgages work and what affects the rate you are offered.