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7 results for “loan-to-value”
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What Is Remortgaging and When to Do It?
Remortgaging is one of those financial moves that many homeowners eventually consider, yet often later than would have been ideal, frequently defaulting onto a lender's standard variable rate simply through…
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How Rising Mortgage Costs Are Affecting UK Homeowners — and How to Cope
The reality of rising mortgage costs in the UK in 2026 is hitting a specific group of homeowners particularly hard: the estimated 1.8 million people whose fixed-rate deals are due…
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UK Mortgage Rates in 2026: What’s Happening and Should You Fix Now?
The Bank of England had been steadily cutting interest rates through 2025, fixed mortgage rates were edging downward, and most forecasters were pencilling in at least two more base rate…
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When Will Mortgage Rates Go Down in the UK?
In recent years, homebuyers and homeowners in the UK have been closely monitoring the mortgage market, asking the crucial question: when will mortgage rates go down? This article will explore…
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First-Time Buyer Guide: Buying Your First UK Home
A step-by-step walk through buying your first home in the UK, covering deposits, mortgages, surveys and legal fees.
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How Much Deposit Do You Need for a House in the UK?
What 5%, 10% and 20% deposits mean for your rate, your monthly payment and the total cost of borrowing.