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28 results for “mortgages”

• ARTICLE

  How Buy-to-Let Mortgages Work for Landlords

  Buy-to-let mortgages operate under genuinely different rules to standard residential mortgages, reflecting their specific purpose: purchasing property to rent out rather than to live in yourself. Understanding these differences properly,…

  
• ARTICLE

  Fixed vs Variable Rate Mortgages Explained

  A fixed-rate mortgage keeps your interest rate, and therefore your monthly payment, the same for an agreed period, typically two to five years, providing payment certainty.

  
• ARTICLE

  First-Time Home Buyers Guide to Mortgages

  Get professions tips and advice on securing a mortgage as a first-time home buyers in the UK. Learn about the different options and how to find the best deal.

  
• ARTICLE

  What Is Remortgaging and When to Do It?

  Remortgaging is one of those financial moves that many homeowners eventually consider, yet often later than would have been ideal, frequently defaulting onto a lender's standard variable rate simply through…

  
• ARTICLE

  What Is a Building Society and How Does It Differ?

  A building society is a mutual organisation, owned collectively by its members, essentially its customers. This means a building society's priority, at least in principle, is serving its members well…

  
• ARTICLE

  First-Time Buyer’s Guide to Getting a Mortgage

  Getting your first mortgage involves navigating a process that can feel genuinely overwhelming, filled with unfamiliar terminology, multiple stages, and considerable paperwork. Understanding exactly what to expect

  
• ARTICLE

  Do You Really Need Life Insurance? A Simple Guide

  This guide sets out honestly who tends to benefit from life insurance, and who might reasonably hold off, so you can make an informed decision for your own situation.

  
• ARTICLE

  How Rising Mortgage Costs Are Affecting UK Homeowners — and How to Cope

  The reality of rising mortgage costs in the UK in 2026 is hitting a specific group of homeowners particularly hard: the estimated 1.8 million people whose fixed-rate deals are due…

  
• ARTICLE

  Remortgaging Guide: When, Why and How to Switch Your Deal

  If your remortgaging question right now is somewhere between "I know I should probably do something" and "I'm not sure where to start," you're in good company — around 1.8…

  
• ARTICLE

  How Your Credit Score Affects the Interest Rate You’re Offered (And How to Improve It)

  Understanding how your credit score affects the interest rate you're offered is one of those pieces of financial knowledge that quietly saves — or costs — UK borrowers

  
• ARTICLE

  First-Time Buyer Guide: How to Get on the Property Ladder

  In the UK, you're legally classified as a first-time buyer if you have never previously owned a residential property, either in the UK or abroad.

  
• ARTICLE

  Buy-to-Let in 2026: Is It Still Worth It After the Rule Changes?

  If you're trying to work out whether buy-to-let in 2026 still makes sense, you're asking this question at a genuinely pivotal moment — and it's worth saying upfront that the…

  
• ARTICLE

  UK Mortgage Rates in 2026: What’s Happening and Should You Fix Now?

  The Bank of England had been steadily cutting interest rates through 2025, fixed mortgage rates were edging downward, and most forecasters were pencilling in at least two more base rate…

  
• ARTICLE

  Digital Banks vs High Street Banks: Where Should You Keep Your Money?

  Digital banks like Monzo and Starling are winning millions of customers away from Barclays and Lloyds — but are they actually better? We break down the real differences, the risks,…

  
• ARTICLE

  Will Getting a Credit Card Help My Credit?

  Always keep in mind that using a credit card involves borrowing money. Because the money was never yours, to begin with, it's not like using a debit card. You'll have…

  
• ARTICLE

  What Is Net Worth and How Do You Calculate Yours?

  Net worth is the financial metric that tells the most complete story. Income measures what you earn; net worth measures what you have built. Two people with the same salary…

  
• ARTICLE

  How to Rebuild Your Credit Score After Financial Difficulties

  Rebuilding your credit score after difficulties (missed payments, defaults, CCJs) follows a clear path: register on the electoral roll (can add 50-100 points within weeks); open and use a credit-builder…

  
• ARTICLE

  What Is a Fixed-Rate Mortgage and Should You Get One?

  When you take out a fixed-rate mortgage, you agree to pay a specified interest rate for the fixed term. During this period, your monthly payment cannot change — rate rises…

  
• ARTICLE

  How Much Deposit Do You Need for a Mortgage in the UK?

  The deposit question is more complex than "how much do I need to get a mortgage?" — the amount you save determines not just whether you can buy, but what…

  
• ARTICLE

  Renting vs Buying a Home in the UK: What Makes More Financial Sense?

  The renting vs buying question is emotionally charged in the UK in a way it isn't in most European countries, where renting indefinitely is culturally normalised. Here, homeownership is often…

  
• ARTICLE

  How to Keep Your Online Banking Safe

  Online banking entails accessing your bank account and doing financial transactions via the internet via your smartphone, tablet, or computer.

  
• ARTICLE

  When Will Mortgage Rates Go Down in the UK?

  In recent years, homebuyers and homeowners in the UK have been closely monitoring the mortgage market, asking the crucial question: when will mortgage rates go down? This article will explore…

  
• ARTICLE

  Investing in a House in the UK

  The most significant factors to consider when purchasing a home in the United Kingdom. Before purchasing a home in the UK, you should investigate the legal implications of the purchase…

  
• ARTICLE

  Foundation Home Loans for Intermediaries: Understanding the Benefits for Your Clients

  Foundation Home Loans for intermediaries offers a range of benefits for intermediaries looking to provide their clients with the best possible mortgage options. With specialist lending products,

  
• ARTICLE

  Understanding the Loan Market: What You Need to Know

  Explore the different types of loans available in the UK, from bank loans, P2P loans, short-term loans, and guarantor loans. Get expert advice on how to choose.

  
• ARTICLE

  Top 10 Cities in the UK for Property Investment: A Guide for Investors

  Find out which cities in the UK offer the best investment opportunities in the property market. Read our expert analysis and take the first step towards a profitable investment.

  
• ARTICLE

  First-Time Buyer Guide: Buying Your First UK Home

  A step-by-step walk through buying your first home in the UK, covering deposits, mortgages, surveys and legal fees.

  
• CATEGORY

  Mortgages

  From first-time buyer deposits to remortgaging, understand how UK mortgages work and what affects the rate you are offered.