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Easy Finance Tips

Fixed-Rate Savings

Fixed-rate savings normally pay a set rate in exchange for locking money away. Compare the AER, term, minimum deposit, maturity process and early-access rules.

What to compare

  • AER and interest payment frequency
  • Fixed term and maturity instructions
  • Minimum and maximum deposit
  • Early-access rules and FSCS protection

Providers in this comparison

2 of 2 providers shown

Atom bank

Fixed Saver Range

App-managed fixed-term savings products.

Account fee
Usually free
Fixed term
6 months to 5 years; fixed term

NS&I

British Savings Bonds

Fixed-term savings with growth or monthly-income options, backed by HM Treasury.

Account fee
Check provider
Fixed term
Fixed term; normally no early access

Your side-by-side comparison

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Examples are educational, not personalised recommendations or live quotes. Confirm eligibility, current rates and fees directly with each provider.