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Fixed-Rate Savings

British Savings Bonds

NS&I

About this product

British Savings Bonds are issues of NS&I Guaranteed Growth Bonds and Guaranteed Income Bonds. Choose growth at maturity or monthly income, with an investment from £500 to £1 million per person in each issue. New investments must normally be held until the chosen term ends, with a 30-day cancellation period. Check the current issues, rates and full terms before investing.

Advantages

  • All money saved is backed by HM Treasury
  • Choice of growth at maturity or monthly income

Things to consider

  • New investments normally cannot be cashed in before maturity after the 30-day cancellation period
  • Minimum investment of £500; availability and terms depend on the issue

Regulation and protection

NS&I is backed by HM Treasury, which guarantees 100% of money saved with NS&I. This government backing is distinct from the FSCS deposit-protection limit that applies to banks and building societies.

Information is educational and may change. Confirm current rates, fees, eligibility and protection directly with the provider.