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Easy Finance Tips

Best Savings Accounts

The best savings account depends on when you need the money. Easy-access rates can change at any time, while fixed-rate bonds lock the rate and your money for a set term.

What to compare

  • AER, and whether the rate is variable or fixed
  • Notice period or fixed term, and early-withdrawal penalties
  • Bonus rates that drop after 12 months
  • Minimum and maximum deposit limits
  • Whether interest uses your Personal Savings Allowance

Providers in this comparison

11 of 11 providers shown

Chase UK (JPMorgan Chase)

Chase Saver

Instant-access saver linked to the Chase current account.

Account fee
None
Access
Instant access

Marcus by Goldman Sachs

Online Savings Account

Easy-access savings with withdrawals to a linked account, subject to online limits.

Account fee
None
Access
Easy access; transfer times and limits apply

Investec Bank

90-Day Notice Saver

Online savings requiring 90 days notice for each withdrawal.

Account fee
None
Access
90 days' notice

Shawbrook Bank

1 Year Fixed Rate Bond

One-year fixed bond from a specialist savings-led bank.

Account fee
None
Access
1 year fixed

Paragon Bank

2 Year Fixed Rate Savings

Two-year fixed bond with monthly or annual interest.

Account fee
None
Access
2 years fixed

first direct (HSBC UK)

Regular Saver Account

12-month fixed-rate regular saver for eligible 1st Account customers.

Account fee
None
Access
12 months, monthly deposits

Zopa Bank

Smart Saver

App-managed savings pots with access rules that depend on the pot selected.

Account fee
None
Access
Access rules vary by pot

Charter Savings Bank

1 Year Fixed Rate Bond

Online fixed-rate savings from a specialist UK bank.

Account fee
None
Access
1 year fixed

Atom Bank

Fixed Saver

App-only fixed saver with a choice of terms.

Account fee
None
Access
6 months to 5 years

Skipton Building Society

Easy Access Savings Range

Easy-access savings range with account-specific withdrawal rules.

Account fee
None
Access
Easy access; limits vary by account

Atom bank

Savings Account Range

App-based UK bank with savings products and digital servicing.

Account fee
Check provider
Access
Varies by product

Your side-by-side comparison

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Examples are educational, not personalised recommendations or live quotes. Confirm eligibility, current rates and fees directly with each provider.