About this product
Atom Fixed Saver is opened and managed in the app. The first deposit must be at least £50, and further deposits can only be made during the initial seven-day funding window. The interest rate is fixed for the chosen term. There is no cooling-off period. Withdrawals are normally only available at maturity; financial-hardship requests are assessed individually by Atom. Check the current product terms before opening an account.
Advantages
- Range of fixed terms
- Simple app-based opening
Things to consider
- No withdrawals before maturity, except financial hardship assessed case by case
- Funds must be added during the initial seven-day deposit window
- No cooling-off period
- No branch service
Regulation and protection
Authorised by the Prudential Regulation Authority and regulated by the FCA and PRA. Eligible deposits are protected by the FSCS up to £120,000 per eligible person, per authorised firm. Accounts sharing a banking licence share this limit.