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37 results for “banking”

• ARTICLE

  How to Build Banking Habits That Actually Save Money

  The banking habits that save the most money over time are automating transfers to savings on payday, reviewing your account monthly for unused subscriptions, checking overdraft use regularly, and keeping…

  
• ARTICLE

  An overview of UK Open Banking: What it means for customers

  Open Banking was introduced by the UK government in 2018 to encourage innovation and competition within banking services by permitting customers to share their financial data with third-party providers securely.

  
• ARTICLE

  How to Keep Your Online Banking Safe

  Online banking entails accessing your bank account and doing financial transactions via the internet via your smartphone, tablet, or computer.

  
• ARTICLE

  Latest UK banking trends: What’s new for 2023?

  Banking industry trends in the UK continue to change quickly, and 2023 could mark a breakthrough year. From regulations to technological innovations, 2023 could bring numerous transformational trends

  
• ARTICLE

  Smart Ways to Cut Monthly Household Bills

  Here's a practical, realistic set of strategies for reducing your household bills, focusing on genuine, sustainable savings rather than extreme measures that are difficult to maintain.

  
• ARTICLE

  Dividend Investing Explained for Beginners

  Dividend investing has built a loyal following for exactly this reason: the promise of regular income, on top of any growth in share value, without needing to sell anything.

  
• ARTICLE

  What Is a Building Society and How Does It Differ?

  A building society is a mutual organisation, owned collectively by its members, essentially its customers. This means a building society's priority, at least in principle, is serving its members well…

  
• ARTICLE

  How to Stop Living Paycheque to Paycheque

  Living paycheque to paycheque is more common than most people assume, and it isn't necessarily a reflection of how much someone earns. People across a wide range of income levels…

  
• ARTICLE

  How Overdraft Work and When to Avoid Them

  Here's what's actually happening when you dip into an overdraft, what it costs, and how to tell the difference between a helpful buffer and a costly habit.

  
• ARTICLE

  Current Accounts vs Savings Accounts Explained

  Understanding the difference between current accounts vs savings accounts, and knowing how much to keep in each, is one of the simplest changes you can make to get more from…

  
• ARTICLE

  Switching Bank Accounts: A Simple Step-by-Step Guide

  Switching bank accounts in the UK is done through the Current Account Switch Service, which automatically transfers your direct debits, standing orders and incoming payments to your new account within…

  
• ARTICLE

  How to Choose the Right Bank Account for You

  How to Choose the Right Bank Account? The right bank account depends on how you use money day to day. If you're paid a salary and pay bills monthly, a…

  
• ARTICLE

  Current Account Switch Bonuses: Which Banks Are Paying the Most in 2026?

  When you move your current account from one bank to another using the official Current Account Switch Service (CASS), some banks will pay you a cash bonus for doing so.…

  
• ARTICLE

  Dividend Investing in the UK: Building a Passive Income Stream

  For UK investors looking to build a genuine passive income stream through dividend investing, 2026 is actually a pretty compelling environment — for reasons that aren't always obvious from the…

  
• ARTICLE

  The Best Business Bank Accounts for UK Sole Traders and SMEs

  If you're searching for the best business bank accounts for UK sole traders and SMEs, you've probably noticed the same thing a lot of small business owners run into

  
• ARTICLE

  Best ISA Rates in the UK Right Now (2026 Update)

  The best ISA rates available in the UK right now are genuinely worth taking seriously, particularly with the cash ISA allowance set to shrink for most savers from 2027. Whether…

  
• ARTICLE

  How UK Small Businesses Can Protect Themselves Against Rising Costs in 2026

  The scale of cost increases hitting UK small businesses in 2026 is real, well-documented, and not something that can be fully offset by cutting a few subscriptions or switching energy…

  
• ARTICLE

  Digital Banks vs High Street Banks: Where Should You Keep Your Money?

  Digital banks like Monzo and Starling are winning millions of customers away from Barclays and Lloyds — but are they actually better? We break down the real differences, the risks,…

  
• ARTICLE

  What Is an Overdraft and When Is It Worth Using?

  Overdrafts sit in a strange position in personal finance: widely used, often misunderstood, and frequently more expensive than people realise. Understanding exactly how the interest works — and when an…

  
• ARTICLE

  What Is a Cash ISA and Is It Worth Having?

  Every April, people ask the same question: is a Cash ISA actually worth opening? For years, when interest rates were near zero, the answer was genuinely "not urgently." In 2026,…

  
• ARTICLE

  How to Separate Business and Personal Finances Properly

  Mixing personal and business finances is one of the most consistently costly habits in small business. It makes tax returns complicated and error-prone, makes business performance invisible, and — for…

  
• ARTICLE

  What Is a Business Credit Score and Why Does It Matter?

  A business credit score rates your company's financial reliability, used by lenders, suppliers, and clients when deciding whether to extend credit or contracts. Key factors: payment history, Companies

  
• ARTICLE

  How to Set Up a Limited Company in the UK: What You Need to Know

  Setting up a limited company in the UK is one of the more consequential business decisions you can make. The legal separation it creates — between you personally and the…

  
• ARTICLE

  A Deep Dive into the Best Savings Account Interest Rates Right Now

  In the dynamism of personal finance, the search for the highest savings account rates is a continuous pursuit for those who want to get the best return on their hard-earned…

  
• ARTICLE

  How the FSCS Protects Your Money (And the Limits You Need to Know)

  The Financial Services Compensation Scheme (FSCS) protects eligible deposits at UK-authorised banks, building societies, and credit unions up to £120,000 per person per banking licence

  
• ARTICLE

  How UK banks are adapting to changing customer demands

  The UK banking industry is experiencing significant change due to customer demands. Customers today expect banks to meet these higher customer expectations with products and services.

  
• ARTICLE

  Streamline Your Bills: How to Set Up Easy Direct Debits in the UK

  Easy Direct Debits are a convenient, cost-effective and secure way to manage your regular bill payments in the UK. By setting up and managing your Direct Debits effectively, you can…

  
• ARTICLE

  Top Five UK Banks’ Quarterly Earnings Report: Analysis and Insights

  The top five UK banks' quarterly earnings reports provide valuable insights into the performance and trends in the banking industry. HSBC, Barclays, Lloyds, NatWest, and Standard Chartered all reported positive…

  
• ARTICLE

  The Ultimate Guide to Managing Your Finances in Japan as an Expat

  Moving to Japan can be an exhilarating experience, filled with new adventures and opportunities. However, it also brings its set of challenges, especially when it comes to managing finances in…

  
• ARTICLE

  10 Tips for Managing Your Bank Account Effectively

  Take control of your finances with our 10 proven tips for managing your bank account effectively. From budgeting to fraud protection, we've got you covered.

  
• ARTICLE

  Top 5 UK Banks for Small Business Owners – Choose the Right Bank Today!

  Starting a small business in the UK? Choose the right bank for your financial needs with our comprehensive guide to the top 5 UK banks for small businesses.

  
• ARTICLE

  The Limitations of a Small Account

  With a small account, it'll make an effort earlier than you could see giant rewards. Most new investors aren't affected person sufficient to stay with it and grow to be…

  
• ARTICLE

  The Future of Fintech in the UK: Innovations and Opportunities

  The UK fintech industry is expected to continue to expand its global reach, with more and more fintech companies looking to enter new markets. This includes both established fintech companies…

  
• ARTICLE

  Top Savings Account Types in the UK Explained

  Easy access, notice, fixed-rate and regular saver accounts compared so you can pick the right home for your cash.

  
• ARTICLE

  Choosing a Current Account in the UK

  Switching incentives, overdraft costs, app quality and the features that matter day to day.

  
• CATEGORY

  Banking

  Everyday banking explained: current accounts, switching, overdrafts, fees and how to get more from the bank you already use.

• CATEGORY

  Business

  Money guidance for sole traders and small limited companies, from business banking to Self Assessment.